Workers' Comp Requirements for Construction Workers

Construction is a dangerous occupation that has high risk of work-related injuries and illnesses. This is largely because construction workers tend to work with heavy machinery and have exposure to chemicals that can potentially be dangerous. These workers also do heavy physical labor (such as heavy lifting), and they often work from high places. Because of this, the state of Colorado has certain requirements for ensuring that these workers are covered through workers' comp. (Workers' compensation is insurance coverage that is used to provide medical care and financial support for individuals who have been injured or have become ill as a result of their occupations.) Because construction workers are often hired through contractors, it can become confusing when trying to determine who is liable for ensuring that these workers are properly insured. Our Loveland workers' comp attorney has broken down what Colorado law has to say regarding this topic.

In the state of Colorado, every person who performs construction work on a construction site is required to be covered by workers' compensation insurance, according to C.R.S. §8-41-404. Because of this, anyone contracting for the performance of construction work (or anyone who directly hires the workers) must either provide that coverage or make each construction worker show proof that he or she is already covered. Failure to comply with this requirement can lead to the contractor being fined hundreds of dollars. Individuals who are not responsible for ensuring that construction workers are covered include construction site owners, general contractors and others who are not directly named in the contract with the workers. There are also other exceptions, so it is best to consult with a skilled lawyer to learn about all of the parties who are not held liable.

According to the Bureau of Labor Statistics (BLS), there were a total of 781 work-related fatalities in the construction sector in 2011. There was also an injury/illness rate of 3.9 (or 3.9 injuries or illnesses for every 100 full-time workers) in this sector for the same year. The BLS notes that the construction sector is comprised of business that is primarily engaged in the construction of buildings or in engineering projects. According to data noted by the Occupational Safety & Health Administration (OSHA), the top four leading causes of death on construction sites in 2011 were falls, electrocutions, incidents that involved victims being struck by objects and incidents that involved workers getting caught in or in-between objects.

If you are a worker in the construction sector, our competent team at Busch Law Offices can help you understand the types of workers' compensation requirements and benefits that apply to you. If you were injured at a construction site or became ill due to your job, our workers' comp lawyers can guide you through the process of filing a workers' comp claim and pushing for the payment you deserve. Contact us today!

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