Loveland Bad Faith Insurance Attorneys
Helping Clients with Workers’ Compensation & Personal Injury Claims
Although you make your insurance payments on time every month, it does not necessarily mean your insurer will always cover your accident or injury expenses. The same thing goes for your employer after you have suffered an injury. Even though you are entitled to workers’ compensation benefits for work-related injuries, your employer and their insurer might not be willing to pay for your injury expenses. When an insurance company or employer refuses to pay your claim, even though it has merit, they are acting in “bad faith.”
Bad Faith Workers’ Compensation Claims
When your claim is unjustly denied and you are unable to return to work, you can be left in a compromising positon. Medical expenses for your injury and other payments you are responsible for can build up, leaving you in a substantial amount of debt. If you have a valid workers’ comp claim that has been delayed or denied, you should call us today to find out how we can help you obtain the compensation you deserve.
Common examples of bad faith actions in workers’ comp cases include:
- Disputing or delaying an injured worker’s benefits without providing a valid rationale for the decision
- Coercing an injured worker into accepting a settlement that is less that what they are entitled to
- Refusing to pay out a benefit award
- Stopping payments for essential medical care
- Keeping benefits from a worker while they appeal a decision
Bad Faith Personal Injury Claims
You pay for insurance so that you can have peace of mind when you need it most, and the last thing you want to deal with after an accident is a dispute over the amount of compensation you are entitled to. Our team of attorneys are here to help you hold your insurance company accountable and secure the financial compensation that you deserve. We will handle every aspect of your case and guide you through the entire legal process to ensure that your rights and interests are fully protected.
Insurance Companies Have a Legal Duty to Policyholders
Insurance companies are required to fulfill the following duties for policyholders:
- Duty to Investigate: Your insurer must properly investigate your claim and present you with what they find. If there are unreasonable delays or your insurer refuses to investigate your claim, you can file a bad faith claim.
- Duty to Indemnify: Insurance companies have a legal duty to pay a settlement agreement or judgment that has been made against them.
- Duty to Defend: Your insurance company is supposed to defend you if someone makes a claim against you. Failing to do so can result in a bad faith insurance lawsuit.
- Duty to Settle Reasonably: Insurers can be found guilty of breaching their duty to settle reasonably if a company refuses to settle a claim in order to reduce liability at trial.
Our attorneys can assist you with your bad faith insurance claim for the following types of insurance policies:
- Life Insurance
- Disability Insurance
- Health Insurance
- Workers' Compensation Insurance
- Long-Term Care Insurance
- Uninsured Motorist Insurance
- Property Insurance
- Specialty Insurance
- Accidental Death & Dismemberment Insurance
Speak to a Bad Faith Lawyer Today
Do you need help filing a lawsuit against an insurance company or employer that has acted in bad faith? If so, you should consult with our legal team to discuss your rights under the law. We can review the details of your case and build a strong legal strategy that will protect your rights and allow us to recover the maximum amount of compensation you are entitled to. Let us put our skills and resources to work for you.
Call (877) 435-1514 to schedule your free consultation with a bad faith insurance attorney in Loveland.